When you get behind on your mortgage payments, the bank may attempt to take the house to satisfy the debt. If you are in this position, it is important that you seek professional help immediately. This is a complicated process, but you still have options to potentially save your home.

When you get behind on your property taxes, the city or county sells a lien on your property to an investor. Even if your property was sold in tax sale, you have not lost the house yet. You still have time to redeem the lien until the investor forecloses. Many investors do not even want the house so don't leave the house until they have foreclosed and recorded a new deed.

Chapter 13 bankruptcy can stop tax sale foreclosure, but you must be able to show that you can afford to pay your expenses going forward in addition to being on a payment plan.

If you are in this position, it is important that you seek professional help immediately. This is a complicated process, but you still have options to potentially save your home.